• Skip to primary navigation
  • Skip to main content

Carolina Insurance Advisors

  • Shop Medicare Plans
  • Shop Health Plans
  • FAQ
    • Health Insurance FAQ
    • Medicare FAQ
    • Dental FAQ
    • Life Insurance FAQ
  • Health
    • Overview
    • Traditional
    • Healthshare Care
    • Short term & Catastrophic
    • FAQ
  • Medicare
    • Overview
    • Medicare Advantage
    • Medicare Supplement
    • Prescription Drug
    • FAQ
  • Dental
    • Overview
    • FAQ
  • Life
    • Overview
    • Burial Coverage
    • Term Life
    • Whole Life
    • FAQ
  • Contact

Health Insurance

With laws changing and options narrowing, health insurance can be frustrating and confusing.

We help you find the best plan at the best possible price. We always keep up with the changes so you don’t have to. ​At Carolina Insurance Advisors we will get your questions answered, find a plan that fits your needs and budget and we simplify the enrollment process. ​We are here every step of the way and throughout the year.

Traditional Health InsuranceTraditional Health Insurance
Otherwise known as Obamacare, traditional health insurance covers all pre-existing conditions, all basics of healthcare including mental health and subsidies to offset the premiums costs are available.

We work with you to ensure you are getting the largest subsidy you are entitled to and we make the enrollment process simple and fast.

However, the downside of traditional health insurance is if you do not qualify for a subsidy, the premiums can be significantly high. In these instances many look into Healthshare Care and Short term care.

Healthshare CareHealthshare Care
Healthshare care are religious based healthcare programs. The benefits are usually substantial cost savings compared to non subsidized traditional health insurance options, can have larger networks, and still cover most of what the average person needs including preventative care, doctor copay visits and hospitalization.

While many feel the coverage is adequate for the usually large savings in premiums, there are limitations. Most plans do not cover pre-existing conditions for the first 2 years, some however do, and generic drugs usually aren’t covered.

Short term & Catastrophic CareShort term & Catastrophic Care
Short term care is usually 1-3 month plans to help fill gaps in coverage. ​It is usually inexpensive and mostly covers major medical situations.

​Catastrophic care is offered to help with just either hospitalization or Doctor care, and is usually low cost and designed to limit your out of pocket expenses in the event of a medical need.



We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

PH: 919-926-0909 · FX: 919-882-8929 · info@carolinainsuranceadvisors.com

Copyright © 2025 · Carolina Insurance Advisors | Privacy Policy | Web by Animar

  • Medicare Plans
  • Health Plans
  • Contact
  • Sitemap
  • Facebook